PROVISIONAL BO PROCESS IN FINACLE AT SO/HO
Process (provisional) of Accounts standing or
opened at BOs after Account Office Migrated to CBS
Account Opening (Savings/RD/TD)
Account opening form received at BO and sent to SO / HO
At BO:
Cash and form collected at BO. New Account
Opening form is only to be used. Signature and Photo should be taken/pasted
only on the English side of the form. Photo should be of the size of the place
available in the form and should not extend outside the printed portion. PR No.
should be noted on the top of the Form.
At SO/HO:
Open the account in Finacle and fund the
account by debiting BO settlement account i.e SOLID0339 (in future
separate settlement account will be opened for each BO and each scheme which
will be intimated on the day of migration).. Savings account cannot be funded
while opening and has to be funded after opening of account subsequently. RD
and TD Accounts have to be funded while opening by using the BO settlement
account for debit. Value date should be given as BO date on which Preliminary
Receipt(PR) was issued. Also attach the relevant BO code in account opening
screen.
- Index
to PR is to be maintained manually in a register.
- This
account opening will reflect in the day’s LOT.
Subsequent Deposit/Withdrawal In SB
Withdrawal by customers at BO up to Rs.5000/-
At BO
For withdrawals up to Rs.5000/-, BPM has to
first note new account number and CIF ID on the Passbook and BOSB/RD Journal as
well as SS Book. Tally signatures on SB-7 with SS Book and pay cash. Ensure
that new account number is noted on the SB-7. Make entry in the Passbook
and BO SB Journal as done during before migration to CBS. In BO Daily Account,
mention new account number.
At SO/HO
Based on vouchers received which will have the
new account number (if old number is written, Counter PA has to see the new
number and note on the SB-7) - execute the menu CXFER . Debit the
customer account and credit the branch office settlement office account i.e
SOLID0339 (in future separate settlement account will be opened for each
BO and each scheme which will be intimated on the day of migration).and value
date should be given as BO Date.
Enter the name of the BO in Transfer
particulars field removing the word “BY TRANSFER”
Withdrawal by customers at BO exceeding Rs.5000/-
At BO:
For withdrawals up to Rs.5000/-, BPM has to
first note new account number and CIF ID on the Passbook(first time) and BOSB
Journal as well as SS Book. Tally signatures on SB-7 with SS Book and issue SB-28.
Send Passbook and SB-7 to Account Office for sanction. On receipt of
sanction, repeat the above procedure.
At SO/HO
On receipt of Passbook and SB-7 from BO,
Signatures and balance in the account should be matched in Finacle under
Account Inquiry menu (HACLI). Issue sanction on SB-7, and send to BO. Based on
vouchers received after withdrawal, same procedure as mentioned above should be
followed
SB-45 register to be maintained manually.
Subsequent deposit in SB by customers at BO
At BO :
For subsequent deposits, BPM has to first note
new account number and CIF ID on the Passbook(first time) and BOSB Journal as
well as SS Book. Collect cash and Pay-in-Slip. Ensure that new account number
is noted on the Pay-in-Slip. Make entry in the Passbook and BO SB Journal
as done before migration to CBS. In BO Daily Account, mention new account
number.
At SO / HO
Based on vouchers received which will have the
new account number (if old number is written, Counter PA has to see the new
number and note on the Pay-in-Slip) - execute the menu CXFER . Credit the
customer account and debit the branch office settlement office account i.e
SOLID 0339 (in future separate settlement account will be opened for each
BO and each scheme which will be intimated on the day of migration).and value
date should be given as BO Date.
Subsequent deposit in RD by customers at BO.
At BO
For subsequent deposits, BPM has to first note
new account number and CIF ID on the Passbook and BOSB Journal as well as SS
Book. Collect cash and Pay-in-Slip. Ensure that new account number is noted on
the Pay-in-Slip. Make entry in the Passbook and BO RD Journal as done
before migration to CBS. In BO Daily Account, mention new account number.
At SO / HO
Based on vouchers received which will have the
new account number (if old number is written, Counter PA has to see the new
number and not on the Pay-in-Slip) - execute the menu CRDP and credit the
customer account and debit the branch office settlement office account i.e
SOLID0339 and value date should be given as BO Date.
Account Closure Of SB/RD/TD
Account closure form presented At BO
At BO:
Accept the account closure form, Tally
signatures with SS Book. Enter new Account number on all the relevant
record and on SB-7A as well as passbook. Issue SB-28 and send SB-7A and
Passbook to Account Office. On receipt of sanction, follow the same procedure
as mentioned for withdrawals above Rs.5000/-. Ensure that if month change
happens in between date of sanction by AO and date of payment, fresh sanction
should be obtained from AO.
At SO / HO
On receipt of Passbook and SB-7A, tally
signatures and balance of the account by invoking Account Inquiry menu(HACLI).
Execute Menu HACACCR (Interest accrual menu for SBA) for the SB Account and
prepare sanction on SB-7A based on the closing interest shown in the report. On
receipt of SB-7A duly paid from the BO, do the normal closure of Savings
Account in Finacle and select BO Settlement Account as credit account (value
date should be date of account closure at BO). If BPM returns the earlier
sanction due to change of month, fresh sanction should issued by repeating the
earlier process. In case of RD and TD, trial closure should be invoked and
based on the report of Trial closure, sanction should be sent to BO.
On receipt of paid voucher from BO, invoke the
menu CRDCAAC for RD closure and HCAACTD for TD closure. Value date should be BO
date. Closure proceeds to be transferred to BO settlement account SOLID0339
(in future separate settlement account will be opened for each BO and
each scheme which will be intimated on the day of migration).
Note :
1. BO code needs to be linked at the time of
account opening (BO Code will be available in account opening screen in search
option)
2. All transactions received from BOs duly
entered in BO Daily Account should be mandatorily done via the office account
earmarked for the BO i.e 0339.
3. If any transactions of account opened at BO
is done at Account Office, it will reflect as a transaction of the SO/HO in
LOT. In such a case, transaction should be just like transaction done for the
account standing at Account Office. No such transaction should be done
without entry in the Passbook.
4. No MPKBY RD list will be accepted at any BO
whose Account Office is migrated to CBS.
5. Savings Certificates will not be
issued/discharged by any BO independently.
